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	<title>Bakersfield-Foreclosure.com</title>
	<link>http://www.bakersfield-foreclosure.com</link>
	<description>Bakersfield foreclosures, short sale and REO properties.</description>
	<pubDate>Thu, 16 Oct 2008 14:22:09 +0000</pubDate>
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		<title>What does it mean when a listing shows &#8220;REO special forms&#8221;</title>
		<link>http://www.bakersfield-foreclosure.com/buyer-faqs/what-does-it-mean-when-a-listing-shows-reo-special-forms/</link>
		<comments>http://www.bakersfield-foreclosure.com/buyer-faqs/what-does-it-mean-when-a-listing-shows-reo-special-forms/#comments</comments>
		<pubDate>Wed, 15 Oct 2008 18:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Buyer FAQ's]]></category>

		<guid isPermaLink="false">http://www.bakersfield-foreclosure.com/buyer-faqs/what-does-it-mean-when-a-listing-shows-reo-special-forms/</guid>
		<description><![CDATA[The special forms that they are referring to are usually an addendum to the Purchase Agreement and sometimes disclosures that the seller (bank) wants to have signed by any potential buyer before executing the contract.
The addendum is used to confirm the terms of the offer and often times does away with portions of the original [...]]]></description>
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		<title>What about paid foreclosure listing services?</title>
		<link>http://www.bakersfield-foreclosure.com/buyer-faqs/what-about-paid-foreclosure-listing-services/</link>
		<comments>http://www.bakersfield-foreclosure.com/buyer-faqs/what-about-paid-foreclosure-listing-services/#comments</comments>
		<pubDate>Sun, 29 Jun 2008 22:33:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Buyer FAQ's]]></category>

		<guid isPermaLink="false">http://www.bakersfield-foreclosure.com/buyer-faqs/what-about-paid-foreclosure-listing-services/</guid>
		<description><![CDATA[Many of our clients have asked about paid services that claim to have foreclosure and preforeclosure listings at huge discounts.
We have tried two of these services in the past and have found that all they provide is either MLS listings of properties that are shown to be &#8220;short sales&#8221; or &#8220;REOs&#8221; (the same information that we have here!), [...]]]></description>
		<wfw:commentRss>http://www.bakersfield-foreclosure.com/buyer-faqs/what-about-paid-foreclosure-listing-services/feed/</wfw:commentRss>
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		<title>Avoid the short sale - Go with an REO</title>
		<link>http://www.bakersfield-foreclosure.com/buyer-information/avoid-the-short-sale-go-with-an-reo/</link>
		<comments>http://www.bakersfield-foreclosure.com/buyer-information/avoid-the-short-sale-go-with-an-reo/#comments</comments>
		<pubDate>Thu, 24 Jan 2008 20:40:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Buyer Information]]></category>

		<guid isPermaLink="false">http://www.bakersfield-foreclosure.com/buyer-information/avoid-the-short-sale-go-with-an-reo/</guid>
		<description><![CDATA[If you are serious about finding a home and need to move quickly, please take a moment to read the following&#8230;
We have recently been contacted by a large number of home buyers that have had offers written on short sale properties who are getting frustrated by the lack of response from the lenders.
We know from [...]]]></description>
		<wfw:commentRss>http://www.bakersfield-foreclosure.com/buyer-information/avoid-the-short-sale-go-with-an-reo/feed/</wfw:commentRss>
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		<item>
		<title>I have three rentals and one of them is not making money - can I do a short sale?</title>
		<link>http://www.bakersfield-foreclosure.com/seller-faqs/i-have-three-rentals-and-one-of-them-is-not-making-money-can-i-do-a-short-sale/</link>
		<comments>http://www.bakersfield-foreclosure.com/seller-faqs/i-have-three-rentals-and-one-of-them-is-not-making-money-can-i-do-a-short-sale/#comments</comments>
		<pubDate>Sun, 16 Dec 2007 02:58:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Seller FAQ's]]></category>

		<guid isPermaLink="false">http://www.bakersfield-foreclosure.com/seller-faqs/i-have-three-rentals-and-one-of-them-is-not-making-money-can-i-do-a-short-sale/</guid>
		<description><![CDATA[ 
The short sale is not meant to be an easy way out for someone in this situation. There are so many foreclosures right now and lenders want to make sure that people are not just walking away from a property.
&#160;
We get calls from investors all the time asking about short sales because their rentals are not making a [...]]]></description>
		<wfw:commentRss>http://www.bakersfield-foreclosure.com/seller-faqs/i-have-three-rentals-and-one-of-them-is-not-making-money-can-i-do-a-short-sale/feed/</wfw:commentRss>
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		<item>
		<title>It&#8217;s not all good news - The disadvantages of buying a foreclosure.</title>
		<link>http://www.bakersfield-foreclosure.com/buyer-information/its-not-all-good-news-the-disadvantages-of-buying-a-foreclosure/</link>
		<comments>http://www.bakersfield-foreclosure.com/buyer-information/its-not-all-good-news-the-disadvantages-of-buying-a-foreclosure/#comments</comments>
		<pubDate>Wed, 05 Dec 2007 01:37:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Buyer Information]]></category>

		<guid isPermaLink="false">http://www.bakersfield-foreclosure.com/buyer-information/its-not-all-good-news-the-disadvantages-of-buying-a-foreclosure/</guid>
		<description><![CDATA[Although there are many advantages to buying a Bakersfield foreclosure, there are also a number of disadvantages that every buyer should know about before making an offer on one of these homes.

Since we are dealing with the lender rather than a homeowner, it usually takes a considerable amount of time to find out if they [...]]]></description>
		<wfw:commentRss>http://www.bakersfield-foreclosure.com/buyer-information/its-not-all-good-news-the-disadvantages-of-buying-a-foreclosure/feed/</wfw:commentRss>
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		<item>
		<title>Does everyone that is in foreclosure automatically qualify for a short sale?</title>
		<link>http://www.bakersfield-foreclosure.com/seller-faqs/does-everyone-that-is-in-foreclosure-automatically-qualify-for-a-short-sale/</link>
		<comments>http://www.bakersfield-foreclosure.com/seller-faqs/does-everyone-that-is-in-foreclosure-automatically-qualify-for-a-short-sale/#comments</comments>
		<pubDate>Tue, 04 Dec 2007 22:47:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Seller FAQ's]]></category>

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		<description><![CDATA[&#160;
No, the homeowner must be able to prove hardship. In addition, if you have junior loans (seconds, revolving lines of credit, etc.) against the property, the holders of the junior trust deeds must also agree to release their liens although they may receive no payment.
]]></description>
		<wfw:commentRss>http://www.bakersfield-foreclosure.com/seller-faqs/does-everyone-that-is-in-foreclosure-automatically-qualify-for-a-short-sale/feed/</wfw:commentRss>
		</item>
		<item>
		<title>If I know that I will no longer be able to make my payments, what do I need to do to arrange for a short sale?</title>
		<link>http://www.bakersfield-foreclosure.com/seller-faqs/if-i-know-that-i-will-no-longer-be-able-to-make-my-payments-what-do-i-need-to-do-to-arrange-for-a-short-sale/</link>
		<comments>http://www.bakersfield-foreclosure.com/seller-faqs/if-i-know-that-i-will-no-longer-be-able-to-make-my-payments-what-do-i-need-to-do-to-arrange-for-a-short-sale/#comments</comments>
		<pubDate>Thu, 29 Nov 2007 17:48:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Seller FAQ's]]></category>

		<guid isPermaLink="false">http://www.bakersfield-foreclosure.com/seller-faqs/if-i-know-that-i-will-no-longer-be-able-to-make-my-payments-what-do-i-need-to-do-to-arrange-for-a-short-sale/</guid>
		<description><![CDATA[&#160;
Assuming that you qualify for a short sale the process of listing your home for sale (as a short sale) is no different than any other listing that we would take. All of the forms are the same and the process is the same. Just give us a call and we can have your home [...]]]></description>
		<wfw:commentRss>http://www.bakersfield-foreclosure.com/seller-faqs/if-i-know-that-i-will-no-longer-be-able-to-make-my-payments-what-do-i-need-to-do-to-arrange-for-a-short-sale/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Advantages of purchasing a Bakersfield foreclosure</title>
		<link>http://www.bakersfield-foreclosure.com/buyer-information/advantages-of-purchasing-a-bakersfield-foreclosure/</link>
		<comments>http://www.bakersfield-foreclosure.com/buyer-information/advantages-of-purchasing-a-bakersfield-foreclosure/#comments</comments>
		<pubDate>Wed, 21 Nov 2007 22:32:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Buyer Information]]></category>

		<guid isPermaLink="false">http://www.bakersfield-foreclosure.com/buyer-information/advantages-of-purchasing-a-bakersfield-foreclosure/</guid>
		<description><![CDATA[Here are some of the reasons that make purchasing a Bakersfield foreclosure so attractive to many of our buyers.
 

They usually sell for less than fair market value. Most Bakersfield foreclosures are listed and sell for about five to ten percent less than the market value of surrounding homes.
 Many of these properties need work and [...]]]></description>
		<wfw:commentRss>http://www.bakersfield-foreclosure.com/buyer-information/advantages-of-purchasing-a-bakersfield-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Foreclosure Timeline</title>
		<link>http://www.bakersfield-foreclosure.com/seller-information/foreclosure-timeline/</link>
		<comments>http://www.bakersfield-foreclosure.com/seller-information/foreclosure-timeline/#comments</comments>
		<pubDate>Wed, 21 Nov 2007 21:21:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Seller Information]]></category>

		<guid isPermaLink="false">http://www.bakersfield-foreclosure.com/seller-information/foreclosure-timeline/</guid>
		<description><![CDATA[Here is the approximate minimum timeframe for the foreclosure of a Bakersfield property.
 
Day 1:  Notice of Default is recorded.
Day 14:  Notice of Default must be mailed to the borrower 10 days after it is recorded.
Day 91:  Notice of Trustee&#8217;s Sale is recorded, published and mailed (lenders will usually file 31 days before the sale due [...]]]></description>
		<wfw:commentRss>http://www.bakersfield-foreclosure.com/seller-information/foreclosure-timeline/feed/</wfw:commentRss>
		</item>
		<item>
		<title>We are behind in our payments - How long do we have after receiving a Notice of Default?</title>
		<link>http://www.bakersfield-foreclosure.com/seller-faqs/we-are-behind-in-our-payments-how-long-do-we-have-after-receiving-a-notice-of-default/</link>
		<comments>http://www.bakersfield-foreclosure.com/seller-faqs/we-are-behind-in-our-payments-how-long-do-we-have-after-receiving-a-notice-of-default/#comments</comments>
		<pubDate>Tue, 20 Nov 2007 00:36:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Seller FAQ's]]></category>

		<guid isPermaLink="false">http://www.bakersfield-foreclosure.com/seller-faqs/we-are-behind-in-our-payments-how-long-do-we-have-after-receiving-a-notice-of-default/</guid>
		<description><![CDATA[This is clearly explained in the Notice of Default - For a timeline please refer to our Foreclosure Timeline.
If you have missed just one payment, it may be a few months before your lender files a notice of default - they want to make sure that your not just late.
By the second or third month [...]]]></description>
		<wfw:commentRss>http://www.bakersfield-foreclosure.com/seller-faqs/we-are-behind-in-our-payments-how-long-do-we-have-after-receiving-a-notice-of-default/feed/</wfw:commentRss>
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